You can have your cake and eat it too when it comes to working in a retirement. In years past, Social Security laws discouraged older workers from staying on the job. But that’s no longer the case.

A survey of AgeFriendly.org visitors reveals a valuable ‘pay it forward’ message from today’s – to tomorrow’s – retirees: delay taking social security if you can. 

It’s startling how little people really know about what, for many people, could be their biggest asset in retirement. We’re trying to fix that.

We field user questions on how unemployment and Social Security payments from the government can interact with one another and provide brief guidance on the recent unemployment adjustments related to COVID-19.

Once you choose to get your Social Security Retirement Benefit, it's very difficult to undo that decision. Use our calculator to make sure you're fully informed about what your payout would be!

If you’ve reached the Social Security tax wage limit for 2017, or expect to before year-end, yours is an enviable problem indeed: how best to spend the extra dollars you get back in your paycheck. 

Losing a spouse is difficult, but it can be comforting to know that Social Security survivors benefits could help keep your financial house in order in the years ahead.

Single, childless retirees who have never been married may have fewer strategies available for claiming Social Security benefits than spouses, widows, and divorcees, but no less incentive to maximize their retirement income stream.

If you are married and ready to retire, you’ll need to consider the strategy you use to file for Social Security benefits carefully. The age at which both you and your spouse begin collecting benefits will affect not just the amount you receive as a couple today, but the amount of money available to the surviving spouse.

If you are divorced, you may be aware that you can potentially claim retirement benefits based on your ex-spouse’s earnings record, but you may not fully appreciate how important the claiming strategy you select can be to your lifetime income.